July 7, 2021
AgencyDo Custom Vehicle Features Have Auto Insurance?
Car manufacturers often include only a set variety of bells, whistles and features on the vehicles they roll off the assembly line. While many people are perfectly content to keep the factory-included parts on the vehicle they buy, you might want to make your car even more unique to you. However, if you customize your […]
July 16, 2021
AgencyAuto Insurance is the Law in Illinois
If you don’t have it, the new electronic verification system will catch it. Here’s how it works: the new system automictically check auto insurance electronically twice a year. If no insurance is found for your car, you will receive a letter telling you to contact your insurance company to verify coverage to avoid being suspended. […]
August 2, 2021
Agency8 Things to Look for When Buying a New Home
There’s an excitement that comes with buying a new home, but the task also comes with responsibility and big decisions. Do your homework to make sure you’re getting a quality house that’s less likely to require costly repairs in the near future. It’s always a good idea to get a professional inspection done before signing […]
September 27, 2021
AgencyWhat are Renters Insurance Riders?
As a renter, you probably understand the value of protecting your possessions. If you live in an apartment, a mistake with the neighbors above you could lead to a fire. Theft is also a concern in some areas. However, what you may not have done is take steps to protect your property and your risk […]
November 30, 2021
AgencyWhy You May Need Non-Owner Auto Liability Insurance
Some people may not own a car but borrow a vehicle from friends or family members when they need to drive. You still need appropriate auto insurance if you’re one of these drivers. However, you may not automatically get coverage through the vehicle owner’s auto policy; you may need non-owner auto liability insurance instead. What […]
December 22, 2021
AgencyAdding Roadside Assistance to Your Auto Insurance
The ability to own a car seems to make life a little sweeter. You have the ability to travel where you want, and you can travel when you want to travel. Although many may grapple about the occasional repair or the need for roadside assistance every now and then, all in all, owning a car […]
January 12, 2022
Agency3 Business Risks and How to Protect Yourself
Running a business goes hand in hand with various risks. While there are things you can do to minimize those risks, they always exist. In this article, we discuss three of the most common business risks and what you can do to prevent them from affecting your livelihood. 1. Property Storms and natural disasters can […]
February 10, 2022
AgencyWhat Is Nonstandard Auto Insurance?
An insurer often classifies drivers based on their risk to the insurance company. Drivers with the highest level of risk are often categorized as high-risk or nonstandard drivers, and the insurer may only offer nonstandard auto insurance to these individuals. What Does Nonstandard Auto Insurance Offer Drivers? Drivers who need nonstandard auto policies typically have […]
March 14, 2022
Agency5 Tips to Save Money on Your Homeowners Insurance Policy
Not all homeowners insurance policies are created equal. Just by talking to your independent agent and securing a policy that is the best fit for your individual needs, you can save hundreds of dollars per year on insurance payments. Here are five tips to help you discover how to start saving now: 1. Deductibles: Think […]
April 25, 2022
Agency3 Tips for Lowering Your Renters Insurance
For what you pay, renters insurance offers great value. Twenty to thirty dollars per month can cover everything you own inside of your apartment, whether it’s clothing, sports gear, computers, electronics or furniture. If your possessions are damaged or stolen, you don’t have to suffer the loss of thousands of dollars. But even with rates […]