The SR-22 is a form for drivers categorized as high risk, but it doesn\u2019t have to be a roadblock. You can secure the coverage you need by understanding how SR-22 insurance works, consulting with your agent and shopping around for the best rates.<\/p>\n
An SR-22 is not a type of insurance but a certification used by the Department of Motor Vehicles (DMV) to ensure that specific drivers have adequate auto insurance coverage.<\/p>\n
If you\u2019ve received notice that you must file an SR-22 form with your local DMV, you may wonder about the types and amounts of auto insurance you must maintain to meet your state\u2019s minimum auto liability insurance requirements.<\/p>\n
Illinois drivers must maintain specific minimum amounts of auto liability insurance to comply with state laws. This coverage may help pay for third-party accident-related property damage and injuries you cause in an accident.<\/p>\n
To obtain an SR-22, you must go through an auto insurance company. After purchasing a policy that meets your state\u2019s minimum auto insurance requirements, the insurer will file the SR-22 form on your behalf with the DMV.<\/p>\n
Not all drivers need an SR-22. It\u2019s generally required for those considered high risk due to previous driving infractions. The requirements for filing an SR-22 vary by state, but you\u2019ll typically be informed by the court or your state\u2019s DMV if you need to file one.<\/p>\n
Non-owner SR-22 is an option for those who don\u2019t own a vehicle but still need to file an SR-22. This policy provides liability coverage for drivers who operate a car they don\u2019t own, ensuring they meet the minimum insurance requirements.<\/p>\n
One common concern among drivers needing an SR-22 is the cost. The price of SR-22-compliant insurance can vary depending on several factors, including your driving record, age and state of residence. While filing the SR-22 typically has a nominal fee, insurance premiums can be higher because the insurance company classifies the driver as high risk.<\/p>\n
Shopping around for the best rates is crucial if you must file an SR-22 form. Comparing quotes from different insurance providers can help you find the most affordable option. Remember, each insurer evaluates risk differently so that premiums can vary significantly.<\/p>\n
If you must file SR-22, contact Hanway Insurance in Oak Lawn, Illinois, for help evaluating options for high-risk auto insurance.<\/p>\n
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.\u00a0<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" The SR-22 is a form for drivers categorized as high risk, but it doesn\u2019t have to be a roadblock. You can secure the coverage you need by understanding how SR-22 insurance works, consulting with your agent and shopping around for the best rates. An SR-22 is not a type of insurance but a certification used […]<\/p>\n","protected":false},"author":122,"featured_media":6217,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"14","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1,14],"tags":[],"class_list":["post-6216","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-sr-22-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/posts\/6216","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/users\/122"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/comments?post=6216"}],"version-history":[{"count":0,"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/posts\/6216\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/media\/6217"}],"wp:attachment":[{"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/media?parent=6216"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/categories?post=6216"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/tags?post=6216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}