{"id":7822,"date":"2025-11-30T21:50:17","date_gmt":"2025-12-01T03:50:17","guid":{"rendered":"https:\/\/www.hanwayinsurance.com\/?p=7822"},"modified":"2025-11-30T21:50:17","modified_gmt":"2025-12-01T03:50:17","slug":"how-age-impacts-your-auto-insurance-cost","status":"publish","type":"post","link":"https:\/\/www.hanwayinsurance.com\/es\/blog\/how-age-impacts-your-auto-insurance-cost\/","title":{"rendered":"How Age Impacts Your Auto Insurance Cost\u00a0"},"content":{"rendered":"<p>Insurance companies use age as a key indicator of driving experience and risk.\u00a0Generally, younger\u00a0drivers\u00a0aged 16-19\u00a0are\u00a0considered\u00a0higher risk due to their limited experience\u00a0and accident statistics, while older drivers may\u00a0benefit\u00a0from lower rates,\u00a0up to a point. However, as drivers\u00a0reach the age of 70-75, premiums may rise due to the\u00a0increased accident risk associated with age-related changes.<\/p>\n<p>Auto insurance premiums vary among providers, so\u00a0it\u2019s\u00a0crucial to compare quotes from top area insurers. Our agents can help you understand your options and shop for the right combination of price and coverage.<\/p>\n<h2>Other Factors Insurers Consider<\/h2>\n<p>While age is important, it\u2019s not the only thing that affects your Illinois <a href=\"https:\/\/www.hanwayinsurance.com\/coverage\/auto\/\">car insurance<\/a> premium. Insurers also look at:<\/p>\n<ul>\n<li>Driving history and claims record<\/li>\n<li>Vehicle value<\/li>\n<li>Where you live in Illinois<\/li>\n<li>Annual mileage<\/li>\n<li>Coverage options and deductibles<\/li>\n<\/ul>\n<h2>How We Help Illinois Drivers<\/h2>\n<p>Our team at Hanway Insurance is committed to helping drivers of all ages find the right coverage at\u00a0favorable rates. We review your unique situation, tailor coverage to meet your needs\u00a0and shop multiple carriers to ensure you get the best value.<\/p>\n<p>Do you have questions about your auto insurance rates, or would you like\u00a0to explore your options?\u00a0<a href=\"https:\/\/www.hanwayinsurance.com\/contact-us\/\">Contact Hanway Insurance<\/a>\u00a0today\u00a0to speak with one of our experienced agents.<\/p>\n<p><i>This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.<\/i><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance companies use age as a key indicator of driving experience and risk.\u00a0Generally, younger\u00a0drivers\u00a0aged 16-19\u00a0are\u00a0considered\u00a0higher risk due to their limited experience\u00a0and accident statistics, while older drivers may\u00a0benefit\u00a0from lower rates,\u00a0up to a point. However, as drivers\u00a0reach the age of 70-75, premiums may rise due to the\u00a0increased accident risk associated with age-related changes. Auto insurance premiums vary [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":7826,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"%%post_title%%","_seopress_titles_desc":"Auto insurance premiums vary among providers, so\u00a0it\u2019s\u00a0crucial to compare quotes from top area insurers.","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[24,1],"tags":[],"class_list":["post-7822","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/posts\/7822","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/comments?post=7822"}],"version-history":[{"count":0,"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/posts\/7822\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/media\/7826"}],"wp:attachment":[{"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/media?parent=7822"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/categories?post=7822"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hanwayinsurance.com\/es\/wp-json\/wp\/v2\/tags?post=7822"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}