November 30, 2025
AgencyHow Age Impacts Your Auto Insurance Cost
Insurance companies use age as a key indicator of driving experience and risk. Generally, younger drivers aged 16-19 are considered higher risk due to their limited experience and accident statistics, while older drivers may benefit from lower rates, up to a point. However, as drivers reach the age of 70-75, premiums may rise due to the increased accident risk associated with age-related changes. Auto insurance premiums vary […]
October 30, 2025
AgencyRenters Insurance vs. Homeowners Insurance: What’s the Difference?
If you’re renting your home, you might wonder whether you need insurance, and if so, what kind. While renters insurance and homeowners insurance share some similarities, they serve different purposes and offer distinct coverage. What Renters Insurance Covers Renters insurance is designed for individuals who lease or rent their living space. It typically includes the […]
July 10, 2025
AgencyHow Beneficial Is Roadside Assistance?
No one plans to get stranded on the side of the road, but it happens. Roadside assistance coverage may step in during these moments, offering quick help and reducing the stress of unexpected car troubles. What is Roadside Assistance Coverage and What Does It Cover? Roadside assistance is a service that may help drivers when […]
May 27, 2025
AgencyDoes Each Roommate Need a Renters Insurance Policy?
Living with roommates can help you limit your costs and potentially cultivate a fun and social environment. However, more people living in the same household may also increase the chance of accidents and other incidents. All roommates must be covered by renters insurance to address risks and mitigate potential losses, which raises the question: do […]
April 24, 2025
AgencyDo Independent Contractors Need Business Insurance?
As an independent contractor, you may enjoy a flexible and rewarding career while contributing to key aspects of various projects in your community. However, independent contractors are part of one of the most dangerous industries: construction. Given the inherent risks on job sites and tight deadlines on which you may need to operate on, financial […]
March 24, 2025
AgencyRideshare Insurance – What is it?
Rideshare insurance is a specialized type of coverage designed for drivers using their personal vehicles for ridesharing services like Uber, Lyft or other similar platforms. This insurance bridges the gap between personal auto insurance and the commercial coverage provided by rideshare companies, helping drivers stay adequately covered at all times. How Does Rideshare Insurance Work? […]
February 21, 2025
Hanway InsuranceUnderstanding the Importance of Renters Insurance
Renters insurance is a crucial protection for anyone renting a home, yet many tenants may overlook its importance. This coverage can help safeguard your belongings and financial well-being. When considering policies and coverage options, you must comprehensively understand their importance and capabilities. What Does Renters Insurance Cover? Renters insurance typically includes three main types of […]
January 30, 2025
AgencyThe Importance of an Annual Insurance Coverage Assessment
Insurance plays a critical role in safeguarding your assets and financial stability. For those with personal lines coverage, such as home, renters and auto insurance, an annual insurance coverage review of your policies is essential for several reasons, including: Accounting for lifestyle changes—Lifestyle changes are common, and your insurance needs can evolve. Events such as […]
December 18, 2024
AgencyBuying Auto Insurance for a New Car in Illinois
Purchasing a new car is an exciting milestone, but it also comes with the responsibility of securing the right auto insurance. If you’re in , specific factors must be considered to help ensure you’re adequately covered. Minimum Coverage Requirements law mandates certain minimum coverage levels for auto insurance. Auto liability insurance typically includes bodily injury […]
November 26, 2024
AgencyWhat Factors Impact the Cost of Auto Insurance?
Auto insurance can establish financial security should you be involved in accidents or otherwise suffer vehicular damage with significant monetary repercussions. While auto insurance can help you save money in the long run, your premiums still amount to another bill for which you’ll need to budget. By understanding the various factors that impact your rates, […]