December 18, 2024
AgencyBuying Auto Insurance for a New Car in Illinois
Purchasing a new car is an exciting milestone, but it also comes with the responsibility of securing the right auto insurance. If you’re in , specific factors must be considered to help ensure you’re adequately covered. Minimum Coverage Requirements law mandates certain minimum coverage levels for auto insurance. Auto liability insurance typically includes bodily injury […]
January 30, 2025
AgencyThe Importance of an Annual Insurance Coverage Assessment
Insurance plays a critical role in safeguarding your assets and financial stability. For those with personal lines coverage, such as home, renters and auto insurance, an annual insurance coverage review of your policies is essential for several reasons, including: Accounting for lifestyle changes—Lifestyle changes are common, and your insurance needs can evolve. Events such as […]
February 21, 2025
Hanway InsuranceUnderstanding the Importance of Renters Insurance
Renters insurance is a crucial protection for anyone renting a home, yet many tenants may overlook its importance. This coverage can help safeguard your belongings and financial well-being. When considering policies and coverage options, you must comprehensively understand their importance and capabilities. What Does Renters Insurance Cover? Renters insurance typically includes three main types of […]
March 24, 2025
AgencyRideshare Insurance – What is it?
Rideshare insurance is a specialized type of coverage designed for drivers using their personal vehicles for ridesharing services like Uber, Lyft or other similar platforms. This insurance bridges the gap between personal auto insurance and the commercial coverage provided by rideshare companies, helping drivers stay adequately covered at all times. How Does Rideshare Insurance Work? […]
April 24, 2025
AgencyDo Independent Contractors Need Business Insurance?
As an independent contractor, you may enjoy a flexible and rewarding career while contributing to key aspects of various projects in your community. However, independent contractors are part of one of the most dangerous industries: construction. Given the inherent risks on job sites and tight deadlines on which you may need to operate on, financial […]
May 27, 2025
AgencyDoes Each Roommate Need a Renters Insurance Policy?
Living with roommates can help you limit your costs and potentially cultivate a fun and social environment. However, more people living in the same household may also increase the chance of accidents and other incidents. All roommates must be covered by renters insurance to address risks and mitigate potential losses, which raises the question: do […]