How Beneficial Is Roadside Assistance? 

No one plans to get stranded on the side of the road, but it happens. Roadside assistance coverage may step in during these moments, offering quick help and reducing the stress of unexpected car troubles.

What is Roadside Assistance Coverage and What Does It Cover?

Roadside assistance is a service that may help drivers when their cars break down or become inoperable. You can add this coverage to your auto insurance policy as an optional add-on. It typically includes towing, battery jump-starts or replacements, flat tire changes, fuel delivery, lockout assistance, and winching if your car is stuck. Some plans also offer trip interruption benefits or minor mechanical repairs.

You might already have this coverage without realizing it. Many new vehicles come with it through the manufacturer and memberships with organizations like AAA. Certain credit cards and cellphone providers include it as well.

How Much Does Roadside Assistance Cost?

Roadside assistance is generally affordable. The cost of coverage usually depends on the number of vehicles or drivers covered, the distance allowed for towing, and whether the plan is part of a larger insurance or membership package. Some providers also consider the age and condition of your vehicle.

Who Needs Roadside Assistance Coverage?

While not required, roadside assistance can be invaluable for the following:

• Drivers of older vehicles that are prone to mechanical issues
• People who frequently travel long distances
• New drivers who may not know how to handle breakdowns
• Individuals who commute in areas with limited service stations
• Families who want quick help during road trips
• Anyone without easy access to a mechanic or tools

If you’d like more information on roadside assistance or add it to your auto insurance policy, contact Hanway Insurance today. Our agents can assess your situation and determine the appropriate coverage.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.