May 27, 2025
AgencyDoes Each Roommate Need a Renters Insurance Policy?
Living with roommates can help you limit your costs and potentially cultivate a fun and social environment. However, more people living in the same household may also increase the chance of accidents and other incidents. All roommates must be covered by renters insurance to address risks and mitigate potential losses, which raises the question: do […]
April 24, 2025
AgencyDo Independent Contractors Need Business Insurance?
As an independent contractor, you may enjoy a flexible and rewarding career while contributing to key aspects of various projects in your community. However, independent contractors are part of one of the most dangerous industries: construction. Given the inherent risks on job sites and tight deadlines on which you may need to operate on, financial […]
March 24, 2025
AgencyRideshare Insurance – What is it?
Rideshare insurance is a specialized type of coverage designed for drivers using their personal vehicles for ridesharing services like Uber, Lyft or other similar platforms. This insurance bridges the gap between personal auto insurance and the commercial coverage provided by rideshare companies, helping drivers stay adequately covered at all times. How Does Rideshare Insurance Work? […]
January 30, 2025
AgencyThe Importance of an Annual Insurance Coverage Assessment
Insurance plays a critical role in safeguarding your assets and financial stability. For those with personal lines coverage, such as home, renters and auto insurance, an annual insurance coverage review of your policies is essential for several reasons, including: Accounting for lifestyle changes—Lifestyle changes are common, and your insurance needs can evolve. Events such as […]
December 18, 2024
AgencyBuying Auto Insurance for a New Car in Illinois
Purchasing a new car is an exciting milestone, but it also comes with the responsibility of securing the right auto insurance. If you’re in , specific factors must be considered to help ensure you’re adequately covered. Minimum Coverage Requirements law mandates certain minimum coverage levels for auto insurance. Auto liability insurance typically includes bodily injury […]
November 26, 2024
AgencyWhat Factors Impact the Cost of Auto Insurance?
Auto insurance can establish financial security should you be involved in accidents or otherwise suffer vehicular damage with significant monetary repercussions. While auto insurance can help you save money in the long run, your premiums still amount to another bill for which you’ll need to budget. By understanding the various factors that impact your rates, […]
September 26, 2024
AgencyDoes Their Auto Insurance Cover Me if I Drive Someone Else’s Car?
Driving someone else’s car can be a convenient solution when you need temporary access to a vehicle. However, many people wonder about the implications of auto insurance coverage in these situations. When driving a car that isn’t yours, the question of coverage depends on several factors, including the following: Owner’s policy coverage—In many cases, the […]
January 23, 2023
AgencyHow to Make the Most of Your Motorcycle Road Trip
Planning out a motorcycle road trip before heading out may not sound as appealing as being behind the handlebars, but it can spell the difference between a great trip and one that’s memorable for all the wrong reasons. A road trip on your motorcycle is a different beast than traveling in your family car. We’ve […]
December 29, 2022
AgencyHow Much Does an SR22 Raise Your Rates?
Among other repercussions, certain driving violations can lead a court to issuing you an SR22 requirement. An SR22 is a form that states you carry the amount of insurance as required by your state. This is often required when a driver is caught operating a vehicle without insurance. Unfortunately, you may also face a lot […]
November 22, 2022
AgencyBudgeting for Your First Apartment
Whether your decision to move into your first apartment is by your own choosing or the only option, it’s important to create a budget before you sign a lease. Here are five tips to help make your transition to your own place a good one, financially speaking. Know how much you have to devote […]